Receivables & Supply Chain Finance

Factoring and supply chain finance offer many advantages for a secure client-supplier relationship. With our global offer, we can help you expand your business abroad.

We are solutions' engineers

Societe Generale Factoring is a subsidiary of Societe Generale and part of the Global Transaction Banking offering. It is one of the major players in the receivables financing market (factoring). With more than 40 years of expertise, we are specialists in the business-to-business credit industry and a leading partner for companies looking for innovative financing solutions tailored to their needs.

We offer dedicated solutions

We team up with you to offer dedicated solutions that cover :

  • Financing debt: we take charge of the invoices handed over by the factoring contract holder to help you finance your operating cycle.
  • Management of accounts receivable: the subscribing company or association delegates the management and administration of its accounts receivable to us.
  • Cover for bad debts:we offer solutions to cover your company for bad debts due to the insolvency of its debtors.

Contact us

For more information on our products and services, contact our experts.

Experts in Factoring

Factoring allows you to sell your receivables for immediate payment to get cash to finance your operating cycle. This is a suitable solution for any type of company as long as it works in B2B and serves corporates and professionals, the government or associations. Thanks to our factoring solutions, you can transfer the ownership of its trade receivables to a factor that offers in exchange for financing its working capital requirements.

Experts in Supply Chain Finance

Supply Chain Finance (SCF) offers contracts reserved for large companies that allow for their suppliers to be paid cash. If the supplier joins the program, Societe Generale Factoring offers pre-financing solutions for their invoices.

Supply Chain Finance programs are structured around the following figures: buyers or contractors, their suppliers, one or more financial partners (factors, banks) and a ‘servicer’, who manages and arranges access to the underlying electronic platform.

ESG Offers

In order to support our clients with their ESG transition goals we have designed two new categories of ESG offers, which are applicable to our flagship products serving corporate clients:  receivable finance, supply chain finance and forfaiting (discounting of commercial bills).

Environmental and/or social financing
The first category of solutions proposed by Societe Generale Factoring aims to finance business activities with positive environmental or social impacts.

Eligible environmental projects must involve assets in a list of eligible categories 2, such as  renewable energy, waste management, clean transportation, hydrogen and sustainable water and waste-water management.

Eligible social projects concern the financing of social or societal claims from, for example, social and solidarity-based companies and associations, education and training, or social housing. The sectors principally concerned include healthcare, in particular hospitals, health insurance, as well as organisations caring for adults and children with disabilities.

A sustainability-linked offer
The sustainability-linked (SL) solution is aimed at companies that have developed an ambitious CSR (Corporate Social Responsibility) strategy to improve the environmental and social impacts of their activities. It rewards the achievement of CSR objectives as defined by our clients.

This approach encourages the transition of companies and their suppliers to more sustainable growth models. It is particularly appropriate for Supply Chain Finance programmes of large corporates that have many suppliers, such as mass retailers or industrial manufacturers.

These offers are subject to conditions, and subject to eligibility.
 

 Societe Generale Factoring Website

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Societe Generale Factoring capitalizes on innovative technologies; it is their combination within the digital journey centered on user experience that is the key. Placing the customer at the center of our strategy generates more added value. Innovation is part of our growth strategy to meet the needs of our customers.

Aurélien Viry
CEO - Societe Generale Factoring

Get in touch with our experts

Edouard de Guyenro
Edouard de GuyenroHead of International Sales Department
Gilbert Cordier
Gilbert CordierHead of Supply Chain Finance
Philippe Patriarca
Philippe PatriarcaHead of Large Corporate Sales, Origination & Structuring Receivables & Payables Finance
Edouard de Guyenro
Edouard de Guyenro
Head of International Sales Department

Edouard is responsible for the development of the origination, structuring and execution of receivables finance and the implementation of the international strategy.

Edouard has a strong experience in structured finance and business development that he gained in his previous position as Front-Officer within the Structured Solution & Mobility Finance (GLBA / AFI / SSM).

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Gilbert Cordier
Gilbert Cordier
Head of Supply Chain Finance
Societe Generale Factoring

Gilbert is responsible for developing the Supply Chain Finance activity, the evolution of the operational model and the integration of Fintech into our SCF activity.

Gilbert was previously responsible for we.trade commercial activities within GTPS and brings us a strong entrepreneurial spirit and knowledge of fintech.

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Philippe Patriarca
Philippe Patriarca
Head of Large Corporate Sales, Origination & Structuring Receivables & Payables Finance

Expert in Factoring & Supply Chain Finance. Strong experience with large corporates in France and on an International stage: non-recourse factoring, forfaiting, reverse factoring/ Supply Chain Finance.

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