Payments & Cash Management

As your long-term business partner, we offer global and local payments and collections, liquidity management and short-term financing solutions, respecting the highest security levels and sustainability.  Our flexible cash management solutions are easily adapted to both centralised and decentralised organisations and your geographical footprint. Security, reliability and operational efficiency are pivotal cornerstones to serve your business every day. We constantly develop new innovative solutions to meet your needs and be in the forefront of technology and trends.     

Efficient and secure global and local payments and collections

We process your global & local payments and collections through efficient connectivity solutions, based on latest technology and highest security standards.

Manage and optimise your liquidity

​Our account and liquidity management solutions are easily adapted to the geographical scope and maturity of your organisation.
We provide you with visibility and control of your liquidity to manage risks and optimise your investment decisions.
Based on our expertise and close understanding of your business targets, we help you to find the most adapted solutions to meet your ambitions.  

Achieve your positive impact goals​

We have embedded ESG in its short-term liquidity and financing solutions to support you in your sustainable development strategy and ambition.
We propose green and/or social working capital facilities throughout Asia and Western Europe to fund dedicated projects having a positive environmental impact.
We also offer local green term deposit in Mainland China and Hong Kong for which the liabilities are dedicated to a pool of Green Loan Assets.
The eligibility criteria are based on Societe Generale’s own standards, described in its Sustainable GTB Framework, established in the spirit of best market practices (“technical screening criteria” of the EU taxonomy, Green/Social Loan Principles and Green/Social Bond Principles) and reviewed by ISS-Corporate to ensure a robust approach.

Cash concentration services

Our automated cash pooling solutions enable you to efficiently monitor your group’s overall position to improve your liquidity management and facilitate investment decisions.

 

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At a time where treasurers face new challenges linked to evolving technologies, increased complexity and new frontiers, our teams are committed to bringing expertise, insight as well as innovative and reliable solutions to support your ambitions worldwide.

Benoite Armand-Pieyre
Head of Payments & Cash Management

Transaction Banking related solutions

Cash Clearing & Correspondent Banking
More than 1,000 financial institutions rely on Societe Generale to process a wide range of international transactions...
FOREX linked to transactions
Our trading room specialists offer tailor-made solutions for exchange issues that meet the needs of your business.
Receivables & Supply Chain Finance
Factoring and supply chain finance offer many advantages for a secure client-supplier relationship. With our global...
Trade Finance & Services
With an international trade network covering 37 countries, we support your development projects by securing and...

Latest Transaction Banking News

10
Apr
2025
Trade finance: Towards a dynamic that accelerates the digital shift
In June 2024, France adopted the provisions of the MLETR. In 2025, a decree will formalize the digitalization of trade,...
Expert views
In June 2024, France adopted the provisions of the MLETR. In 2025, a decree will formalize the digitalization of trade, bringing benefits to international trade. Who are the players in this digital transition? What challenges and stakes arise? Christian Cazenove, Group Head of Trade Oversight & Advocacy, and Alena Malgina, Trade Advocacy Correspondent,...
Trade finance: Towards a dynamic that accelerates the digital shift
09
Apr
2025
Cross-Border Instant Payments: Banks Facing Liquidity and Fraud Management Challenges
In a world where payments are becoming increasingly rapid and interconnected, banks must adapt to meet the challenges of...
Expert views
In a world where payments are becoming increasingly rapid and interconnected, banks must adapt to meet the challenges of improving existing systems and responding to the growing expectations of end customers by offering an optimal user experience.
Cross-Border Instant Payments: Banks Facing Liquidity and Fraud Management Challenges
10
Jan
2025
Societe Generale awarded 2025 World’s Best Supply Chain Finance Provider - Bank by Global Finance
On December 16th, 2024, Global Finance magazine announced its 18th annual awards for the World’s Best Supply Chain...
Awards & Rankings
On December 16th, 2024, Global Finance magazine announced its 18th annual awards for the World’s Best Supply Chain Finance Providers. Societe Generale is extremely proud to have been awarded 2025 World’s Best Supply Chain Finance Provider - Bank and Best Supply Chain Finance Provider in Western Europe.  
Societe Generale awarded 2025 World’s Best Supply Chain Finance Provider - Bank by Global Finance
30
Dec
2024
Bank/fintech collaboration: how Societe Generale Factoring places client needs at the heart of its strategy
With the emergence of fintechs, debt financing and Supply Chain Finance have experienced a new dynamic in recent years....
Expert views
With the emergence of fintechs, debt financing and Supply Chain Finance have experienced a new dynamic in recent years. And this is just the beginning: more and more partnerships are being developed between banks and new technology companies to digitalise this type of financing and provide clients with the best of both worlds.
Bank/fintech collaboration: how Societe Generale Factoring places client needs at the heart of its strategy
28
Nov
2024
SIBOS 2024: top talking points from Beijing
Attended by more than 10,000 people, both in person and online, SIBOS 2024 descended on Beijing between October 21-24 -...
Expert views
Attended by more than 10,000 people, both in person and online, SIBOS 2024 descended on Beijing between October 21-24 - the first time Swift’s flagship conference has ever been held in Mainland China. During SIBOS, our experts from Societe Generale tackled some of the biggest issues facing payments and trade finance.
SIBOS 2024: top talking points from Beijing
22
Nov
2024
Shaping the Future of Treasury
The macro environment is constantly evolving, and treasurers must stay ahead of many topics if they are to execute...