Payments & Cash Management

We offer domestic and international solutions that are designed to improve your payment processes, increase visibility of your accounts, manage your transactions remotely and efficiently concentrate your cash.

Global and local solutions for your cash management

In an ever-changing environment, reliable and efficient cash management is essential to the success of your business.

We offer domestic and international solutions that are designed to:

  • improve your payment processes,
  • increase visibility of your accounts,
  • manage your transactions remotely
  • and efficiently concentrate your cash.

Connected with an international network of over 50 countries, we can structure agile solutions that meet your needs.

Efficient settlement of your payments

In these countries, you can process all your payments (to suppliers, employees, etc.) and collections in a secure, reliable and efficient way, thanks to the availability of an extensive product line that has been engineered by our teams of experts. All to contribute to your business success and growth.

Remote management of your accounts and transactions

With our products and solutions, you can issue your payment orders throughout the world with the highest level of security and efficiency and receive a detailed report.

Wherever your bank is located and wherever your accounts are domiciled, our solutions are adapted to the main payment instruments.

Cash concentration services

Our automated cash pooling solutions enable you to efficiently monitor your group’s overall position to improve your liquidity management and facilitate investment decisions.

At a time where treasurers face new challenges linked to evolving technologies, increased complexity and new frontiers, our teams are committed to bringing expertise, insight as well as innovative and reliable solutions to support your ambitions worldwide.

Aurélien Viry
Head of Payments & Cash Management

Get in touch with our experts

Philippe Penichou
Philippe PenichouHead of the Payments & Cash Management International Network
Ana-Catalina Macaya Vargas
Ana-Catalina Macaya VargasHead of Payments and Cash Management French Clients
Philippe Penichou

Philippe Penichou

Head of the Payments & Cash Management International Network

Philippe joined Societe Generale Group in Prague in 2015 as Regional Cash Management Director in charge of Central and Eastern Europe. From 2010 to 2015, Philippe led sales teams in charge of bank and non-bank financial institutions in Europe, Middle-East and Africa at JP Morgan in London. Prior to that, he held several commercial positions within the Global Transaction Banking divisions in different European and American banks.

Philippe has been Head of the Payments & Cash Management International Network since 2017.

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Ana-Catalina Macaya Vargas

Ana-Catalina Macaya Vargas

Head of Payments and Cash Management French Clients

Ana-Catalina Macaya Vargas joined Societe Generale in 2005 within the General Inspection team. After 8 years reviewing diverse activities in 5 different countries, she joined the Global Transaction and Payment Services division in 2013 as Global Head of Risks. Moving to commercial functions in 2016, she was appointed Deputy Head of the Payments & Cash Management activity for the International Network in 2018. Based in France, she was in charge of the commercial development of the Cash Management franchise in 38 countries in particular in Asia, Central and Eastern Europe and Africa.

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Our news

Societe Generale awarded by Global Finance
for Its Trade Finance activites
Trade Finance
for Its Trade Finance activites
Societe Generale awarded by Global Finance
Business Recovery Plan: Purchase order financing through factoring is now available until June 30th, 2021
Until June 30, 2021, Societe Generale Factoring offers its customers factoring financing as soon as orders are taken,...
Factoring
Until June 30, 2021, Societe Generale Factoring offers its customers factoring financing as soon as orders are taken, without waiting for delivery and the issuance of the corresponding invoices.
Business Recovery Plan: Purchase order financing through factoring is now available until June 30th, 2021
Societe Generale’s expertise in Cash Management is largely recognised by its clients in Euromoney 2020 Cash Management Survey
This year again, Societe Generale’s expertise and quality of Cash Management products and services have been recognised...
This year again, Societe Generale’s expertise and quality of Cash Management products and services have been recognised by our clients in a global survey conducted by the magazine Euromoney.
Societe Generale’s expertise in Cash Management is largely recognised by its clients in Euromoney 2020 Cash Management Survey
QR-bill makes your payments easy and digital
Digitalisation is rapidly overtaking payment processes and bill payment is no exception.
Digitalisation is rapidly overtaking payment processes and bill payment is no exception.
QR-bill makes your payments easy and digital
Societe Generale won "Best Commodity Trade Finance Bank" by Global Trade Review
Societe Generale won "Best Commodity Trade Finance Bank" by Global Trade Review in the GTR Leaders in Trade Awards 2020...
Awards & Rankings
Societe Generale won "Best Commodity Trade Finance Bank" by Global Trade Review in the GTR Leaders in Trade Awards 2020 which recognises the bank's expertise across commodities markets globally.  
Societe Generale won "Best Commodity Trade Finance Bank" by Global Trade Review
Payers and Payees more than ever connected with Request to Pay
The payment landscape is experiencing a deep revolution with the introduction of real-time banking, the rise of...
Cash Management
The payment landscape is experiencing a deep revolution with the introduction of real-time banking, the rise of digitalisation and new customer expectations.
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Supply chain finance - Banking's next decade Ch 4/4
Marie-Laure Gastellu, global head of trade finance and services at Societe Generale, speaks to James King about the...
Alternative Funds Services
Marie-Laure Gastellu, global head of trade finance and services at Societe Generale, speaks to James King about the outlook for supply chain finance in the wake of the Covid-19 pandemic and the steps banks are taking to better serve their clients in a changing world.
Supply chain finance - Banking's next decade Ch 4/4
Green trade finance - Banking's next decade Ch 3/4
Marie-Laure Gastellu, global head of trade finance and services at Societe Generale, discusses the development of green...
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Rethinking correspondent banking - Banking's next decade Ch 2/4
Jean-François Mazure, head of cash clearing and correspondent banking at Societe Generale, speaks to James King about...
Cash Clearing
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