Payments & Cash Management

We offer domestic and international solutions that are designed to improve your payment processes, increase visibility of your accounts, manage your transactions remotely and efficiently concentrate your cash.

Global and local solutions for your cash management

In an ever-changing environment, reliable and efficient cash management is essential to the success of your business.

We offer domestic and international solutions that are designed to:

  • improve your payment processes,
  • increase visibility of your accounts,
  • manage your transactions remotely
  • and efficiently concentrate your cash.

Connected with an international network of over 50 countries, we can structure agile solutions that meet your needs.

Efficient settlement of your payments

In these countries, you can process all your payments (to suppliers, employees, etc.) and collections in a secure, reliable and efficient way, thanks to the availability of an extensive product line that has been engineered by our teams of experts. All to contribute to your business success and growth.

Remote management of your accounts and transactions

With our products and solutions, you can issue your payment orders throughout the world with the highest level of security and efficiency and receive a detailed report.

Wherever your bank is located and wherever your accounts are domiciled, our solutions are adapted to the main payment instruments.

Cash concentration services

Our automated cash pooling solutions enable you to efficiently monitor your group’s overall position to improve your liquidity management and facilitate investment decisions.

At a time where treasurers face new challenges linked to evolving technologies, increased complexity and new frontiers, our teams are committed to bringing expertise, insight as well as innovative and reliable solutions to support your ambitions worldwide.

Aurélien Viry
Head of Payments & Cash Management

Get in touch with our experts

Philippe Penichou
Philippe PenichouHead of the Payments & Cash Management International Network
Ana-Catalina Macaya Vargas
Ana-Catalina Macaya VargasHead of Payments and Cash Management French Clients
Philippe Penichou

Philippe Penichou

Head of the Payments & Cash Management International Network

Philippe joined Societe Generale Group in Prague in 2015 as Regional Cash Management Director in charge of Central and Eastern Europe. From 2010 to 2015, Philippe led sales teams in charge of bank and non-bank financial institutions in Europe, Middle-East and Africa at JP Morgan in London. Prior to that, he held several commercial positions within the Global Transaction Banking divisions in different European and American banks.

Philippe has been Head of the Payments & Cash Management International Network since 2017.

View profile
Ana-Catalina Macaya Vargas

Ana-Catalina Macaya Vargas

Head of Payments and Cash Management French Clients

Ana-Catalina Macaya Vargas joined Societe Generale in 2005 within the General Inspection team. After 8 years reviewing diverse activities in 5 different countries, she joined the Global Transaction and Payment Services division in 2013 as Global Head of Risks. Moving to commercial functions in 2016, she was appointed Deputy Head of the Payments & Cash Management activity for the International Network in 2018. Based in France, she was in charge of the commercial development of the Cash Management franchise in 38 countries in particular in Asia, Central and Eastern Europe and Africa.

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Our news

Taking cross-border payments to the next level
Under the current economic climate & the rapidly changing business environment, corporate treasurers are facing multiple...
Under the current economic climate & the rapidly changing business environment, corporate treasurers are facing multiple challenges to support their expanding international operations.
Taking cross-border payments to the next level
Improving the management of your collections with the Virtual Accounts solution: discover ICF Habitat's testimony
Societe Generale launches a virtual account offer that allows companies in France to simplify their cash management by...
Societe Generale launches a virtual account offer that allows companies in France to simplify their cash management by optimising the identification and the tracking of payments received. On this occasion, discover the cross testimony of our client ICF Habitat and Jean-François HAMANT, Business Manager at Societe Generale.
Improving the management of your collections with the Virtual Accounts solution: discover ICF Habitat's testimony
EDF and Societe Generale’s virtual accounts offer
Societe Generale launches a new virtual accounts offer in Europe. On this occasion, EDF, one of the largest energy...
Societe Generale launches a new virtual accounts offer in Europe. On this occasion, EDF, one of the largest energy suppliers in France and abroad, presents the key moments in the co-construction of the project.
EDF and Societe Generale’s virtual accounts offer
Societe Generale receives an exceptional number of awards from the EMEA Finance Magazine
For the eighth consecutive year, we are reaping again an exceptional harvest of awards from EMEA Finance. A total of ten...
For the eighth consecutive year, we are reaping again an exceptional harvest of awards from EMEA Finance. A total of ten awards across five categories were given to Global Transaction Banking activities.
Societe Generale receives an exceptional number of awards from the EMEA Finance Magazine
Actor of the recovery plan Societe generale factoring participates in the strengthening of the financing of trade receivables
Until December 31, 2020, Societe Generale Factoring offers its customers factoring financing as soon as orders are...
Factoring
Until December 31, 2020, Societe Generale Factoring offers its customers factoring financing as soon as orders are taken, without waiting for delivery and the issuance of the corresponding invoices.
Actor of the recovery plan Societe generale factoring participates in the strengthening of the financing of trade receivables
Focus on Instant payment
Focus on Instant payment: The continuous Innovation journey of Societe Generale. Our expert, Frantz Teissedre, Head of...
Cash Clearing
Focus on Instant payment: The continuous Innovation journey of Societe Generale. Our expert, Frantz Teissedre, Head of Interbank Relationships, Societe Generale shares his views in this short video "3 questions, 1 coffee".
Focus on Instant payment
Tracking your payments with SG Markets gpi Tracker
Nowadays, whenever customers shop online or order food delivery, they are generally used to tracking their orders...
Nowadays, whenever customers shop online or order food delivery, they are generally used to tracking their orders status. Similarly, treasurers expect greater transparency and traceability of their payments as well. Thanks to the new gpi (global payments innovation) Tracker integrated into SG Markets, our corporate clients’ expectations have become a reality.
Tracking your payments with SG Markets gpi Tracker
Societe generale expands its foreign currency payment offer
Financial Institutions, thanks to its "PAY FX" offer, Societe Generale now gives you the opportunity to optimise the...
Cash Clearing
Financial Institutions, thanks to its "PAY FX" offer, Societe Generale now gives you the opportunity to optimise the management
Societe generale expands its foreign currency payment offer
Societe Generale's electronic signature safe & secure
Societe Generale has launched an electronic signature tool which allows our corporate clients in Europe, United States...
Societe Generale has launched an electronic signature tool which allows our corporate clients in Europe, United States and soon in Asia to electronically sign their Cash Management contracts concluded with the Group.
Societe Generale's electronic signature safe & secure
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