Driving the evolution of smart finance

This year again, Societe Generale’s experts will participate in Sibos, the world’s premier financial services event organised by SWIFT, from October 5th to 8th. The annual conference and exhibition that usually connects more than 8,000 executives, decision makers and thought leaders from across the industry will take place virtually this year.

Dive into our expert views and discover our insights into the key issues that are discussed at Sibos. This year's Sibos theme resonates with us, our experts from transaction banking and securities services and with our clients "Driving the evolution of smart finance".

Our latest expert views

Trade finance: moving in the right direction as confidence grows
Despite the massive slowdown that we have witnessed in recent months as a result of government reaction globally to the...
Trade Finance
Despite the massive slowdown that we have witnessed in recent months as a result of government reaction globally to the Covid-19 pandemic, suppliers around the world continue to benefit from access to good and inexpensive products and well established infrastructures for trade and trade finance.
Trade finance: moving in the right direction as confidence grows
Correspondent banking is alive and well and has a key role to play in the future of international payments
Time and time again, correspondent banking has been reported dead as technology has advanced and we have moved into a...
Cash Clearing
Time and time again, correspondent banking has been reported dead as technology has advanced and we have moved into a brave new world. Time and time again, it has come back to life and demonstrated its enduring value.
Correspondent banking is alive and well and has a key role to play in the future of international payments
On the journey towards sustainability
The onward march of sustainability as a key element in corporate thinking and planning continues, accelerated by the...
ESG/CSR
The onward march of sustainability as a key element in corporate thinking and planning continues, accelerated by the coronavirus pandemic.
On the journey towards sustainability
The world stands at a once-in-a-lifetime turning point
In this article, we look back at 2020 and discuss the ramifications for the future of global trade. World trade and...
Trade Finance
In this article, we look back at 2020 and discuss the ramifications for the future of global trade. World trade and gross domestic product have traditionally grown in tandem, but the reactions of governments worldwide to the Covid-19 pandemic have defined a new normal. Serious questions are presenting themselves as to the extent that this new normal will drive...
The world stands at a once-in-a-lifetime turning point
The Asian Markets key treasury levers
As a treasurer, when you start to look at a vast continent like Asia, you have to realise that there is not one Asian...
Transaction Banking
As a treasurer, when you start to look at a vast continent like Asia, you have to realise that there is not one Asian market but many Asian markets that are already more or less interconnected between each other.
The Asian Markets key treasury levers
Privacy Enhancing Technologies (P.E.T), or how to improve overall efficiency and reduce management costs for many use cases in the financial sector
Cecile BARTENIEFF, COO and Head of IT & Operations for Societe Generale Global Banking & Investor Solutions (GBIS) took...
Innovation
Cecile BARTENIEFF, COO and Head of IT & Operations for Societe Generale Global Banking & Investor Solutions (GBIS) took part in SIBOS’ November session round table about Privacy Enhancing Technologies (P.E.T).
Privacy Enhancing Technologies (P.E.T), or how to improve overall efficiency and reduce management costs for many use cases in the financial sector
They didn’t know it was impossible, so they did it
Any would-be potential cyber-attacker who thinks that Covid-19 has created some kind of open season on high-end users of...
Transaction Banking
Any would-be potential cyber-attacker who thinks that Covid-19 has created some kind of open season on high-end users of high-end technology systems really ought to think again, and go and lie down in a dark room until the urge to engage maliciously subsides. Client protection is very much at the top of our list of priorities and we work endlessly to ensure...
They didn’t know it was impossible, so they did it
Technology is catching up with the human imagination, but there remains a long way to go
That is one of the striking features that emerges from a long-term examination of the payments industry, whether at a...
Transaction Banking
That is one of the striking features that emerges from a long-term examination of the payments industry, whether at a local, regional, national or international level.
Technology is catching up with the human imagination, but there remains a long way to go
Masterclass The Banker
Series of masterclass videos from The Banker on correspondent banking, green trade finance and supply chain finance
Series of masterclass videos from The Banker on correspondent banking, green trade finance and supply chain finance
Masterclass The Banker
How Covid-19 is changing the face of Trade Finance
During the Covid-19 crisis, resiliency, robust IT infrastructure and adoption of digital tools have become the foremost...
Trade Finance
During the Covid-19 crisis, resiliency, robust IT infrastructure and adoption of digital tools have become the foremost priorities for organisations. For the Trade Finance industry, it has definitely been an inflection point as the adoption of digital across the chain has been quite low.
How Covid-19 is changing the face of Trade Finance
The future of post-trade in a post-covid world
The health crisis forced the whole world to dive headfirst into virtualisation and innovative technologies much faster...
Technology
The health crisis forced the whole world to dive headfirst into virtualisation and innovative technologies much faster than expected. Yvan Mirochnikoff, Head of digital solutions at Societe Generale Securities Services, shares his analysis of the finance industry and securities services in particular.
The future of post-trade in a post-covid world
The irresistible rise and rise of central bank digital currencies
The creation, development and implementation of central bank digital currencies (CBDCs) is beginning to look inevitable....
Transaction Banking
The creation, development and implementation of central bank digital currencies (CBDCs) is beginning to look inevitable. A growing number of major central banks around the world have now launched investigation and experimentation initiatives and it is surely only a matter of time before they achieve greater recognition, respectability and, essential for any...
The irresistible rise and rise of central bank digital currencies
The future facing the trade finance data universe
Digitisation and data have been the mantra of trade finance experts and consultants for several years now. In this...
Trade Finance
Digitisation and data have been the mantra of trade finance experts and consultants for several years now. In this article we set out to address the central issues currently facing the data universe.
The future facing the trade finance data universe
The technologies and securities services of tomorrow
Innovation has always been a hot topic in the world of investment funds. It looks for operational efficiency with...
Technology
Innovation has always been a hot topic in the world of investment funds. It looks for operational efficiency with increased automation, new services, and better risk management. The client experience is an accelerator. Asset managers, the main clients of asset-servicing banks, are under strong cost pressure.
The technologies and securities services of tomorrow
Security Tokens – reconciling distributed ledgers and centralised ledgers
The Distributed Ledger Technology (DLT) used in Blockchains has enabled the emergence of a new type of digital asset:...
Technology
The Distributed Ledger Technology (DLT) used in Blockchains has enabled the emergence of a new type of digital asset: cryptocurrencies, the first of which was the famous Bitcoin.
Security Tokens – reconciling distributed ledgers and centralised ledgers
Understanding tomorrow's client relationships
While the main challenge for bankers at the beginning of the century was to differentiate themselves from their...
Transaction Banking
While the main challenge for bankers at the beginning of the century was to differentiate themselves from their competitors, it has evolved much further ever since. Today, they are expected to remain by their clients’ side in all circumstances, to support them on a daily basis.
Understanding tomorrow's client relationships
Investing in green finance
Institutional investors have one topic on their mind when the climate issue is raised, which can be summed up in two...
ESG/CSR
Institutional investors have one topic on their mind when the climate issue is raised, which can be summed up in two words: environmental indicators. How do you implement them? What difficulties are encountered? When will a European standard be introduced?
Investing in green finance

Our speakers

Cécile Bartenieff
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Cécile Bartenieff
Chief Operating Officer of Global Banking & Investor Solutions
Cécile Bartenieff
Claire Calmejane
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Claire Calmejane
Group Chief Innovation Officer
Claire Calmejane
Marie-Laure Gastellu
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Marie-Laure Gastellu
Head of Trade Services
Marie-Laure Gastellu
Frantz Teissèdre
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Frantz Teissèdre
Head of Interbank Relationships
Frantz Teissèdre
Cécile Bartenieff
Cécile Bartenieff
Chief Operating Officer of Global Banking & Investor Solutions
Societe Generale

Manager of the Service Unit Resources (Global Banking & Investor Solutions)

Cécile Bartenieff began her career in 1990 at Accenture's consulting division before joining BRED Banque Populaire in 1995 where she worked successively as an Arbitrage trader and then in sales for large Corporates. Cécile Bartenieff joined Societe Generale Corporate and Investment Banking in 2000. She held various managerial positions within the Finance and Operations Departments before joining the COO office of Global Markets. In 2014, Cécile Bartenieff was nominated Head of Operations of Global Banking & Investor Solutions. She was appointed Chief Operating Officer of Global Banking & Investor Solutions on 1st June 2017. 

Cécile Bartenieff holds a Master’s degree in Business Administration from the ESSEC Business School.

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Claire Calmejane
Claire Calmejane
Group Chief Innovation Officer
Societe Generale

Claire Calmejane began her career in 2006 in the Technology Transformation department of Capgemini Consulting, where she supported companies and especially financial institutions in their technological and digital transformation. Contributing to a study on the digital transformation of large companies led by the Massachusetts Institute of Technology in 2011, she joined the London office of Capgemini to lead the digital centre of the Financial Services sector. Recruited in 2012 by Lloyds Banking Group as Head of Digital Delivery in the Online Services Department, she was appointed Innovation Director and set up the Innovation Labs and the Digital Academy before being appointed Risk Transformation Director at Lloyds Banking Group.
In September 2018, Claire Calmejane joined Societe Generale as Group Chief Innovation Officer. 

Claire Calmejane studied IT Engineering with a degree from the École pour l'informatique et les techniques avancées (EPITA) and a Masters degree from the HEC French school of management.

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Marie-Laure Gastellu
Marie-Laure Gastellu
Head of Trade Services
Transaction Banking - Societe Generale

Marie-Laure Gastellu is Head of Trade Services.  Engaged in the transformation of trade finance, she is an executive banker with 30 years of experience in banking, transformation, innovation and management of large French and international teams.

Marie-Laure joins Societe Generale in 1989 within the internal consulting department. In 1994, she takes responsibility for a portfolio of corporate clients in Paris and then in New York, and runs SG Americas’ Marketing division from 2001 to 2004.

Until 2006, Marie-Laure is Global COO of Societe Generale’s  division for corporate clients and investors, and then Chief of Staff to Chairman and CEO Daniel Bouton between 2006 and 2009.

Her return to the client segment takes her to southern Paris as Regional Head for the Yvelines region until 2013 and then as Managing Director of the Paris Rive-Gauche Corporate business center.

In November 2016, Marie-Laure becomes Deputy Head of Societe Generale’s Trade Services division before becoming Head of Trade Services in June 2020.

Marie-Laure is a graduate of the ESLSCA business school.

CREDENTIALS:

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Frantz Teissèdre
Frantz Teissèdre
Head of Interbank Relationships
Global Transaction Banking - Societe Generale

After graduating in ESCP-EAP Master Degree in Finance and Marketing, Frantz Teissèdre joined Societe Generale Group in 1996 as a financial controller of the International Department.

In 1998, he was appointed as SG Group’s Investment Bank Division financial analyst in the insurance and banking sector. In 2002 he moved to Fiditalia SpA, one of SG Group’s largest financial services companies. He was then in charge of commercial development. In 2008, he was appointed head of Fiditalia National Partnerships and Communication Division and was subsequently nominated member of Fiditalia’s executive committee.
In 2012, he joined SG Groups’ Global Transaction and Payment Services Division as Deputy Head of the Interbank Relationships Department.
In 2014, he is appointed Head of SG Interbank Relationships Department.

Frantz Teissèdre is acting as SG Group shareholder/member representative at EBA Clearing, Euro Banking Association, CLS Holdings AG, Groupement des Utilisateurs de SWIFT en France (GUF), Comité Français d'Organisation et de Normalisation Bancaires (CFONB) and at the European Payments Council (EPC). 

Frantz is CORE-FR payment system (STET) SG Group Direct Participant Representative. 
He is the President of the Cellule de Crise de Liquidité euro (CCP-L) of the French interbanking Place.
He is also acting as Board member and Audit Finance Committee Chair of EBICS Scrl and as CFONB Treasurer.

CREDENTIALS:

  • Frantz Teissèdre is acting for Societe Generale Group as shareholder/representative member at EBA Clearing, Euro Banking Association, “Groupement des Utilisateurs de SWIFT en France” (GUF), the “Comité Français d'Organisation et de Normalisation Bancaires” (CFONB) and at the European Payments Council (EPC).
  • Frantz is a Direct Participant Representative for Societe Generale Group in the SEPA EU payment system (STET).
  • He is the President of the “Cellule de Crise de Liquidité euro” (CCP-L) of the French Interbanking Place.
  • He is also acting as Board Member and Audit Finance Committee Chair of EBICS Scrl and as CFONB Treasurer.
  • Fighting fraud in real-time payments: a balancing act”, Societe Generale’s expert view for Sibos Sydney, September 2018
  • ISO 20022 proves its credentials in harmonisation efforts”, Societe Generale’s expert view for Sibos Sydney, October 2018
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2019 expert views

Banks: open the doors
The opening up of traditional data to new aspiring service providers opens up new realms of possibilities for...
Innovation
The opening up of traditional data to new aspiring service providers opens up new realms of possibilities for challengers, but it also creates exciting and intriguing relationship opportunities for incumbent banking service players.
Banks: open the doors
Opposing forces: how banks are aligning compliance needs with real-time payments
The demand for faster, even instant, payments is already a fact of everyday life. What will come next?
Transaction Banking
The demand for faster, even instant, payments is already a fact of everyday life. What will come next?
Opposing forces: how banks are aligning compliance needs with real-time payments
Automation, excellence and the transformation of client-bank relationships
Clients want the world, and more. And why not? Delivering to clients what they need is, after all, literally our...
Transaction Banking
Clients want the world, and more. And why not? Delivering to clients what they need is, after all, literally our institutional raison d’être. Clients expect, even increasingly demand, levels of reliability, predictability, speed of delivery, transparency and simplicity that are unheard of in our industry. As we discuss here, the demands now being placed upon...
Automation, excellence and the transformation of client-bank relationships
Reskilling for success in the Fourth Industrial Revolution
Technology is changing the nature of jobs within the financial industry. As fresh perspectives are required, banks...
Transaction Banking
Technology is changing the nature of jobs within the financial industry. As fresh perspectives are required, banks should seek to create more diverse workforces who can bring different skills into play.
Reskilling for success in the Fourth Industrial Revolution
Trade wars signal underlying truths
Examining the underlying fundamental reasons for the eruption of trade disputes.
Trade Finance
Examining the underlying fundamental reasons for the eruption of trade disputes.
Trade wars signal underlying truths
Banks and instant payments – the current and future sweet spot
A huge amount of progress has been achieved in recent times in the field of rapid, even nearly instant payments.
Cash Clearing
A huge amount of progress has been achieved in recent times in the field of rapid, even nearly instant payments.
Banks and instant payments – the current and future sweet spot
The way forward for cross-border payments
While cross-border payments are much easier than in the past thanks to digitalisation and regulation, there is still a...
Transaction Banking
While cross-border payments are much easier than in the past thanks to digitalisation and regulation, there is still a lot of work to be done.
The way forward for cross-border payments
The unfulfilled promise of blockchain
Blockchain has already been a buzzword for a long time but its potential to revolutionise the compliance industry is yet...
Innovation
Blockchain has already been a buzzword for a long time but its potential to revolutionise the compliance industry is yet to be seen.
The unfulfilled promise of blockchain
Venture capital: here’s to the future
The future of Venture capital
SIBOS
The future of Venture capital
Venture capital: here’s to the future
Learning to love the trade ecosystem
It is no exaggeration to state that trade is a vast and fragmented ecosystem, involving a wide range of different...
Viewpoints
It is no exaggeration to state that trade is a vast and fragmented ecosystem, involving a wide range of different players across various industries: manufacturers, retailers, customs, transport and logistics, insurers, banks and others. All have a part to play in their interlocking local, regional and global networks.
Learning to love the trade ecosystem
Removing frictions in cross-border payments
Cross-border payments are getting faster, but friction remains, slowing some payments down. Will the industry ever...
Cash Clearing
Cross-border payments are getting faster, but friction remains, slowing some payments down. Will the industry ever achieve 100% STP (straight-through-processing) rates in cross-border payments?
Removing frictions in cross-border payments
Edito - Share our Expert views
Welcome to Expert Views, Societe Generale's dedicated insight into some of the compelling topics that are scheduled for...
SIBOS
Welcome to Expert Views, Societe Generale's dedicated insight into some of the compelling topics that are scheduled for broad discussion at Sibos, taking place in London, one of the world's great financial capitals, for the first time ever.
Edito - Share our Expert views
Banks can help corporates to adapt to the changing world of trade
As geopolitics and technology evolve, banks must support their clients. But to become truly valuable partners they will...
Viewpoints
As geopolitics and technology evolve, banks must support their clients. But to become truly valuable partners they will have to adopt a new mindset and learn to work together more effectively.
Banks can help corporates to adapt to the changing world of trade
Implementing technology in the Investment Management industry
Further to big data and application programming interface (API), consultants and futurists are predicting transforming...
Technology
Further to big data and application programming interface (API), consultants and futurists are predicting transforming changes due to artificial intelligence (AI), blockchain and distributed ledger technologies (DLT), and robotic process automation (RPA) in the financial industry. Different position are taken by investment managers regarding these new...
Implementing technology in the Investment Management industry
Stable coins: the next big think
Money has always been at the heart of the economy, with the purpose of facilitating commercial trade. Money has taken...
Technology
Money has always been at the heart of the economy, with the purpose of facilitating commercial trade. Money has taken physical forms such as coins, notes and gold, but also electronic and more recently digital forms*.
Stable coins: the next big think
Welcome to the token world
In 2016, a major report was published on the changes that blockchain technology would bring to financial markets,...
Technology
In 2016, a major report was published on the changes that blockchain technology would bring to financial markets, reducing the need for reconciliations and bringing many billions of annual savings* to the financial industry.
Welcome to the token world
People at the heart of technological innovation
Blockchain, FinTech, Regtech, Suptech… these terms describe the most commonly used innovations and new technologies in...
SIBOS
Blockchain, FinTech, Regtech, Suptech… these terms describe the most commonly used innovations and new technologies in the financial sector. The recent acceleration of progress in the digital field and the necessity for users to gain technological agility make this a priority issue, particularly in the banking industry. Making these issues part of a strategy...
People at the heart of technological innovation
Fund Distribution: unlocking the power of data
Do you feel like you are drowning in a daily deluge of communication? And yet it is getting harder to get to the...
SIBOS
Do you feel like you are drowning in a daily deluge of communication? And yet it is getting harder to get to the information you really need? In an industry like asset management and in the arena of fund distribution, this is ever more prevalent.
Fund Distribution: unlocking the power of data