Corporate Banking

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What is Corporate Banking?

Corporate Banking refers to the range of financial services provided by banks to companies (from mid-sized businesses to large multinational corporations), financial institutions (including banks, insurers, asset managers and other financial services providers), and public sector clients (supranational institutions, sovereigns and government bodies, local and regional authorities). It supports their day-to-day operations, helps them manage liquidity and financial risks, and provides financing solutions to support investment, growth and long-term strategic objectives.

It plays a key role in ensuring that clients have the appropriate banking infrastructure, funding solutions and financial flexibility to operate efficiently and grow sustainably.

Corporate Banking mainly covers three complementary areas:

Transaction Banking, focused on managing day-to-day financial flows,
Financing, covering working capital and more structured funding needs?
Risk Management Solutions, helping clients identify, manage and mitigate financial risks arising from their business activities.

Core services in Corporate Banking

Transaction Banking for daily operations and financing needs:

Cash and Liquidity Management: optimizing cash positions across multiple accounts, entities and currencies;
Payments and Collections: enabling secure and efficient transactions with clients, suppliers and employees;
Trade Finance: supporting international trade through risk mitigation and financing solutions.

Financing solutions for all specific financing needs:

Short-term and working capital financing (credit facilities, overdrafts, etc.);
Structured Finance, tailored to more complex needs such as Project Finance, Asset Finance (aircraft, shipping, real estate), Acquisition Finance.

Risk Management Solutions for financial risks management, through products such as:

Foreign Exchange (FX) Risk Management: protecting against adverse currency movements;
Interest Rate Risk Management: managing exposure to fluctuations in interest rates.

How do Corporate Banking teams operate?

Corporate Banking activities are typically coordinated by Coverage teams, which manage the overall client relationship and connect clients with the bank’s different areas of expertise (Transaction Banking, Financing, Investment Banking and Markets).

This integrated model allows banks to deliver tailored solutions combining liquidity management, financing and risk management.