Cash Management

Having launched almost six years ago, the SEPA Instant Credit Transfer (SCT Inst) is starting to hit its stride with an increased transaction limit helping to encourage usage. For corporates operating in the SEPA zone, the scheme is not without flaws, but initiatives from regulators and banks point to a more functional and secure future.

Raw commodities are some of the most carbon-intensive products traded. Aware of the risks associated with their supply chain, sustainability-driven commodity merchants have already integrated ESG factors into their business strategies in order to reduce risks, improve financial returns and meet the expectations of their various stakeholders.

Virtual accounts are not merely a solution to replace existing bank accounts; they offer far more than that. By deploying virtual accounts, treasurers can open up a world of cash management efficiencies, drive a multitude of cost savings, and take control of cash organisation wide. Rail technology firm Wabtec has done just that.

International food company Andros is totally rethinking its cash management strategy with the roll-out of a payment factory and virtual accounts. Let’s have some feedback on the experience from Mickaël Djafarpour (Director of Financing, Cash Management and Credit Management at Andros), Elise Hoyet (Head of Virtual Accounts and Payment Factory) and Laure...

3 questions to Valerie Zerlini, Head of Global Transaction Banking, Societe Generale in Switzerland

After two years of uncertainty and turmoil in the transaction banking industry, we asked our experts about the challenges facing treasurers in the months and years ahead.