Sustainable and Positive Impact Finance
Highly supportive of transitioning to a fairer & greener economy, we stand by our corporate & financial institution clients to help them have a Positive Impact on society at large.
Supporting the positive impact of your business
Climate change, social inclusion, the development of emerging economies, the smart use of scarce resources are among the crucial challenges we face today.
We all need to act now, for future generations. The financial sector is at the very heart of an essential shift to more sustainable development, based on a more inclusive and sustainable economy. Together with all of our stakeholders, we are implementing a pragmatic, step by step approach to develop impact-based solutions to benefit all.
Societe Generale is one of the founding banks for the Principles for Responsible Banking, and has been a pioneer of “Positive Impact Finance”1 which calls for a new paradigm: turning Sustainable Development Goals into business opportunities for our clients by developing new financing solutions to bring about the sound and sustainable development of societies.
Our teams are on the ground to help build a better future with our clients by developing innovative solutions, by exploring new business models and by contributing actively to various alliances and partnerships. As an illustration, Societe Generale is proud to be one of the founding signatories of the Poseidon Principles in 2019: these principles promote the decarbonisation of the shipping industry with an overall greenhouse gas emission reduction of at least 50% by 2050.
With a collective ambition, and by looking at projects through the prism of their holistic impact on society, we will progressively tackle the world challenges.
World's priorities to tackle
We all are at the heart of an essential shift to a more inclusive and sustainable economy.
Fighting climate change and supporting energy transition
• Clean energy production & distribution: renewable energy production, energy efficiency in networks and distribution, energy innovation (hydrogen, storage...)
• Ecological public transportation & infrastructure: electric buses & cars, car-sharing…
• Sustainable cities: low carbon consumption real estate, energy supply, water treatment, waste management, door-to-door mobility…
Managing waste & shifting to a circular economy
• Eco-conception & eco-production
• Extension of product life & recycling
• Product as a service, shift from ownership to usage
• Responsible production cycle: Know Your Suppliers and smart procurement
Accompanying the development of emerging economies
The United Nations estimates that US$5-7 trillion per year will be necessary to achieve the 17 Sustainable Development Goals (SDGs) by 2030. Today, only a portion of this objective has been reached, leaving a significant investment gap estimated at around US$2.5 trillion per year until 2030, with Africa representing nearly half of it2. Therefore, the private sector will play a key role in reaching this goal.
2Source: Rethinking impact to Finance the SDGs
How can we help you develop your positive impact?
To support our clients’ ambitions -corporates and investors alike- we have launched a dedicated offering bringing together all of our long-standing experience across the full spectrum of investment and financing solutions.
You can leverage our in-depth environmental and social expertise across our business-to-business offerings, from research and advisory to financing and capital markets, as well as investor solutions and services.
- Renewable project finance
- Export finance
- Green, Social & Sustainable bonds
- Sustainable-linked loans
- Partnerships with Supranationals, Multilaterals & Devlopment Finance Institutions (MDFIs)
- Impact-based finance
- ESG/SRI Research & Advisory
- ESG Funds & Indices
- Positive impact notes
- Green, Social or Sustainable notes
- Socially Responsible Deposits
- ESG & Climate Assessment tool
- Equipment finance
- Sustainable mobility solutions
- Securities Services ESG tools
Societe Generale's pioneering renewable energy crowdfunding platform
Lumo is a French fintech founded in 2012 to combine leading expertise in crowdfunding and renewable energies in order to accelerate the energy transition. It gives individuals and companies the opportunity to finance a selection of renewable energy projects in France. With the acquisition of this crowdfunding solution in 2018, Societe Generale can better support its major energy clients in developing their projects as requested by the French government’s Renewable Energy Liberation Plan, part of the Climate Plan.
More information on www.lumo-france.com
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