Afin de vous aider à vous concentrer sur vos missions principales de trésorier, nous vous conseillons et vous accompagnons pour définir, ensemble, des solutions d’optimisation de la gestion de votre liquidité, adaptées à votre entreprise. 

 

Grâce à nos solutions, et selon vos besoins, vous êtes en mesure de : 

  • À tout moment, suivre la position de trésorerie globale de votre groupe
  • Mobiliser vos liquidités pour réduire vos besoins de financement
  • Bénéficier de meilleures conditions de financement
  • Faciliter votre processus de décision d’investissement
  • Optimiser et simplifier la gestion de vos liquidités
  • Sécuriser votre liquidité en la relocalisant dans des géographies plus sûres
  • Mieux maîtriser votre liquidité et piloter la contribution de chaque filiale à la trésorerie groupe

Nos équipes vous accompagnent et vous conseillent dans la définition et la mise en place de solutions personnalisées, adaptées aux besoins de centralisation, d’automatisation et d’intégration de votre entreprise.

 

NB: l’ensemble de nos propositions sont soumises aux lois et réglementations locales. Les solutions multibanques impliquent certaines capacités indispensables de la part des banques concernées.

With our physical cash pooling, you can focus your cash surplus and your local funding needs at a single point whether they are all within the same country and the same bank or are spread over several countries and banks.

Our cash pooling solutions are based on target-balancing techniques (the most well-known being zero balancing or ZBA). They can be deployed seamlessly within your organisation.

Discover how does physical cash pooling work

Discover our focus on optimise your multi-currency management

 

Example 1:
Your business is purely domestic: local cash pooling allows you to centralise your cash flow in a single account including one or several legal entities.

Example 2:
Your group has several subsidiaries each with its own domestic business activities: you can complete cash pooling domestic by a structure overlay, which allows to centralize on an unique account the entire positions of your group.

Example 3:
Your group is organised by business sector, each having an international dimension: international cash pooling and cash pooling by business sector is feasible.

Multi-dimensional solutions

  • MULTI-COMPANY:Our solutions can be used by all the companies in your group; each one can benefit from the advantages of physical cash pooling.
  • MULTI-COUNTRY: Whether you operate in one or several countries, we can design a solution that is adapted to your needs.
  • MULTI-BANK: Whether you hold accounts at one or several banks, you can count on us to organise your cash pooling without affecting your existing banking relations.
  • MULTI-PURPOSE: A range of options are available to meet your needs: target balancing, sweeping/topping options, services to facilitate intra-group loans processes, etc.

Our notional cash pooling solutions facilitate and simplify your cash management in one or several countries and one or several currencies. 

Thanks to our notional management of your different positions (i.e., without physical movement of funds), you can manage your cash in a single currency freeing you foreign exchange charges and reducing your interest charges while avoiding the generation of intra-group loans. 

Discover our focus on optimise your multi-currency management

 

Example 1:
You operate in more than one country and your currency flows require you to manage positions in these currencies: notional cash pooling can be implemented to optimise bank interest rates.

Example 2:
Your business generates credit positions in a range of currencies: notional cash pooling can simplify the management of your surplus.

 

Multi-dimensional solutions

  • MULTI-COMPANY: Our solutions can be used by all the companies in your group; each one can benefit from the advantages of a notional solution.
  • MULTI-COUNTRY: Whether you operate in one or several countries, we can design a solution that is adapted to your needs.
  • MULTI-BANK: Whether you hold accounts at one bank or several, you can rely on us for your notional cash management without affecting your existing banking relations.
  • MULTI-CURRENCY: Our solutions incorporate a large number of currencies to better meet your needs.
  • MULTI-PURPOSE: A range of options are available to suit your specific needs.

Whether your cash is totally, partially or not pooled at all, you can view your positions whenever you want with our Internet banking tools. At any moment of the day, you can view your total outstanding for the group of accounts in the currency of your choice.

 

Multi-dimensional solutions

  • MULTI-COMPANY: Our solutions can be used by all the companies in your group; each can manage its own cash while the central treasury department can steer the group's overall liquidity.
  • MULTI-COUNTRY: Whether you operate in one or several regions, you can consult all your accounts.
  • MULTI-BANK: Whether you work with a single bank or several, we provide you with all key information in a uniform way for greater readability and data mining.
  • MULTI-PURPOSE: A range of options are available to suit your specific needs.

Découvrez nos solutions